The ClearVision Blog

A Lesson from Groundhog Day

The movie, not the annual event in Punxsutawney, PA. Most of you have seen the 1993 movie starring Bill Murray and Andie McDowell. I asked AI to summarize it. A cynical TV weatherman, Phil Connors, finds himself trapped in a time loop, reliving Groundhog Day endlessly in Punxsutawney, PA. Slowly, repeated failure and despair force…

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The Tyranny of Desperation

Title Loans, Payday Loans, Loan Sharks. If you annualized the interest rate on a title loan, it could be as high as 300%. If you annualized the interest rate on a payday loan, it could be as high as 459%. So why do people risk their future fiscal health by utilizing these financial tools? Desperation.…

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